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Payment Processing Services for UK Businesses

Introducing the ultimate destination for advanced payment processing software solutions. We understand the importance of seamless transactions and efficient payment management for businesses of all sizes. With our cutting-edge software, you can revolutionize your payment processes and unlock a world of benefits.


We provide payment services to leading businesses

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Unleash the Power of Our Payment Processing Services

As a leading UK payment processing services provider, our automated, cloud-based business payment solution empowers you to turn the rising demands of today's markets into profitable opportunities.  

Our goal is to empower you to offer people focused payments and to help better serve your customer’s customers.  

Our feature-rich payment processing software solutions streamline payments, enhance customer satisfaction, and boost your bottom line. Simplify recurring payments, enable secure online transactions, empower software with embedded payments, embrace open banking, facilitate phone payments, ensure smooth face-to-face transactions, and deliver a consistent omnichannel experience.  

Explore our diverse range of products today and find the perfect solution for your business. 

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Direct Debit

Simplify recurring payments with our reliable and flexible direct debit solutions. Automate billing processes and enjoy hassle-free collections, ensuring a steady cash flow.

Direct Debit Payments
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Online Payments

Seamlessly integrate our online payments solution into your e-commerce platform. Offer your customers a secure and convenient way to make purchases, increasing conversion rates and customer loyalty.

Online Payments
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Embedded Payments

Integrate payments seamlessly into your software or application with our embedded payments solution. Enhance user experience by allowing your customers to make payments without leaving your platform.

Embedded Payments
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On-Demand Payments

Enable your customers to make payments on their own terms with our on-demand payments solution. Whether it's for services, subscriptions, or purchases, our platform ensures a smooth and instant payment experience.

On demand Payments
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Direct Credit

Take full control and make your outgoing payment transfers accurately and efficiently, with one of the most secure and trusted payment methods.

Direct Credit Payments

Multi-channel payments

Deliver a consistent payment experience across multiple channels with our omnichannel payments solution. Seamlessly integrate online, in-store, and mobile payments, providing your customers with flexibility and convenience.

Multi-channel Payments

Open Banking Payments

Embrace the future of banking with our open banking payments solution. Harness the power of APIs to securely connect with your customers' bank accounts, enabling fast and secure transactions.

Open Banking Payments

Phone Payments

Embrace the future of banking with our open banking payments solution. Harness the power of APIs to securely connect with your customers' bank accounts, enabling fast and secure transactions.

Phone Payments

Face to Face Payments

Simplify in-person transactions with our face-to-face payments solution. Whether it's through a traditional point-of-sale system or a mobile device, our platform ensures secure and efficient payment processing.

Face to Face Payments
  • £28bn

    in transaction value / year

  • 287m +

    transactions / year

  • 6000+


  • 30+

    years experience

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Payment processing solutions to improve cashflow

Our payment platform brings greater simplicity to businesses and organisations, reduces the need for time-consuming admin whilst giving you the confidence that you will get paid on time.

Payment processing services for all sized businesses

Whether you're a business, not for profit or membership organisation, we can cut hours of chasing payments so you can get paid quicker and with better accuracy.

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Ready to start getting paid?

Committed to delivering innovative and reliable payments processing software solutions, Access PaySuite aims to empower businesses to thrive in today's digital world. Take your payment processes to the next level and unlock new opportunities for growth with our comprehensive suite of solutions. 

Get in touch to experience the power of seamless payments. 

What are the key benefits of payment processing services?

Smoother operations

Payment processing software takes care of the nitty-gritty of payment processes, so you don't have to. It automates and streamlines transactions, getting rid of the hassle of manual handling. 

Enhanced Security

Our payment processing software is armed with excellent security features to safeguard customer data and prevent fraudulent activities. It also employs encryption techniques to shield payment information, ensuring that transactions are conducted in a secure and safe manner. 

Boosted cash flow

Payment processing software speeds up the process of receiving payments, ensuring they arrive faster and more efficiently. This supercharges your cash flow, slashes payment delays, and takes your financial management to the next level. 

Happy Customers

Giving customers a variety of payment options like online payments, mobile payments, or recurring payments is a surefire way to improve their satisfaction. Our payment processing allows businesses to cater to customers' preferences and deliver a smooth and hassle-free payment experience. 

Smart Analytics

Access PaySuite’s portfolio of payment processing solutions goes beyond just processing payments. It generates fancy reports and analytics that give you valuable insights into sales trends, customer behavior, and financial performance. 

There have been a lot of efficiency benefits. On the old system, Direct Debits had to be entered manually, but now with the PaySuite integration, it is automatically entered.

Operations Director, Logicor Energy

Frequently Asked Questions

What is a payments service provider?

At Access PaySuite, we know the payments industry can be full of technical terminology and acronyms, so one of our aims is to help customers decode some of that jargon.

A payment service provider is a third-party company that allows merchants to accept credit and debit card payments, Direct Debit payments, bank transfers, and more.

Payments service providers (PSP) or merchant services providers, connect payments between businesses and customers, ensuring transactions are made safely and securely from start to finish.

They also provide merchant accounts, which is an account that receives the processed payments from debit and credit card purchases, and a payment gateway, which enables businesses to take payments online.

How do payment service providers work?

They work with payment processors or acquiring banks, to ensure money is transferred from your customer’s account to your own, safely and securely.

Probably the easiest way to explain the process is to demonstrate how a transaction works and where a payment service provider comes in.

  1. A customer makes a purchase using their card, a transaction request is sent to the payment gateway.
  2. This information is verified by the payment service provider and checks there are enough funds in the account to make the payment.
  3. Once this is all confirmed, the PSP transfers funds from the customer’s bank to the merchant account you have associated with your business.
  4. The payment service provider then notifies you and the customer that the payment has been completed.
  5. If a transaction is declined, due to invalid card details, the PSP will stop the transaction and a notification will be sent to both you and your customer.
What is a payment processor?

Businesses use payment processors to accept card payments. They usually sit between the bank and the merchant and look after the transfer of card information from the payment networks, for example, Visa and Mastercard, to your bank and the customer’s bank.

In essence, you need a payment processor if you want to accept debit or credit card payments. Payment processors charge different fees, so it’s important you choose a company that works for your business.

How does payment processing work?

There are several different factors or systems involved in online payment processing. Our simple explanation will help illustrate how it works;

  1. Once a customer has made a purchase via credit or debit card, this information is transferred to the payment gateway.
  2. The payment gateways transfer the information to the payment processor.
  3. The payment processor transfers the details to the card payment network and confirms the credit card details.
  4. If the verification is successful, the card network communicates with the customer’s issuing bank to release the funds. Once checks are made to ensure there are enough funds and the transaction isn’t fraudulent, the issuing bank will confirm to the card network that the transaction is approved.
  5. This information is received by the payment processor, who then requests the transfer of funds from the customer’s bank to the merchant account.
What are b2b payment systems?

B2b payments are payments made between businesses, such as invoices. Whilst the pandemic has accelerated the digitization of payments within the business-to-consumer (b2c), b2b payment systems are still filled with inefficiencies, manual reconciliations, or legacy systems with limited capabilities.

Currently, in the UK, over half of all b2b payments are still made by bank transfer which is not always suitable for a lower value, frequent payments-especially if you’re looking to scale your business quickly.

If you want to talk through what payment solution would suit your business, get in touch today.

What is a Bacs payment?

A Bacs payment is direct payments are made between banks specifically in the UK. Bacs is owned and operated by Pay.UK and is the cheapest way to make business payments. It’s easy to set up, and because it’s supported by all payroll software, it is the most common business payment method for paying employees.

There are two main Bacs payments, Direct Debit and Direct Credit. Direct Debit is where money is taken from your bank account, such as council tax, utility bills, mobile phone bills etc.

Bacs Direct Credit is the opposite and where funds are deposited into your bank account. Examples could be salary payments, pensions, refunds and more.

How long does it take Bacs payments to clear?

Bacs payments aren’t instant, it takes 3 business days for a Bacs payment to clear, but they’re still the main bank payment method used by businesses.

The process starts from when a payment is initiated, so when the payment file is submitted to the Bacs system, provided it’s before a specific time. The payment is processed by the bank on the second day and on the third day, the recipient will receive it in their account.

Because Bacs payments are only processed on business days, it might take longer than 3 days to clear if there’s a bank holiday, or if you submit the payment on a Friday, or outside regular hours.