Merchant Cash Advance
Looking for a quick way to access working capital without the complexity of traditional loans? A merchant cash advance from Access PaySuite gives your business the funding it needs—fast.
A merchant cash advance (MCA) is a flexible funding solution for UK businesses that accept payments. Rather than a traditional loan with fixed monthly payments, an MCA allows you to repay through an agreed percentage of your future sales.
That means:
Perfect for businesses with seasonal or variable revenue.
Apply online
Fill in a quick application—no paperwork needed.
Connect through open banking
Securely link your business bank account to verify turnover
Get a tailored offer
Receive funding options based on your card sales
Accept and receive funds
Once approved, money is in your account—often within 24 hours
Repay automatically
A percentage of daily card sales is deducted until your advance is repaid
Apply in minutes. Get funds in as little as one working day.
Repay flexibly as your business earns.
Transparent, upfront fees instead of compounding interest.
Existing Access PaySuite customers may already qualify.
We partner with YouLend to deliver safe, FCA-compliant funding solutions.
Access simple, fast business funding
Quick online application, transparent pricing, and funds available within 48 hours.
Instead of paying interest, you’ll pay a fixed fee agreed upfront—so you’ll always know what you owe, with no hidden charges.
Repayments are made automatically as a percentage of your daily card sales. This means you repay as you earn: a bit more on busy days, a bit less on quieter ones.
The agreed percentage—known as a ‘sweep’—is deducted from your daily takings until the advance is fully repaid. If you don’t make any card sales on a given day, you won’t repay anything for that day.
If your business has regular sales and you need fast, flexible capital—yes. MCAs are ideal for:
The amount you can borrow depends on your business turnover and monthly sales. Once you apply, you’ll receive a funding offer tailored to your business needs and sales performance.
A fixed percentage of your sales is automatically deducted—no manual payments or monthly bills.
No. It’s a cash advance based on your sales. There’s no interest, no set term, and no traditional loan agreement.
If you accept payments and have steady turnover, you are likely to qualify. Apply online to find out instantly.
Whether you're searching for a merchant cash advance UK, merchant cash advance loan, or direct lenders, Access PaySuite offers a fast, trusted solution tailored to your business.
Take the next step. Apply now and unlock the capital your business deserves.
