Payment software designed for housing associations
Access PaySuite gives housing associations the tools to collect all income streams efficiently, reduce arrears, and offer tenants flexible, accessible ways to pay. Whether you need a full payment platform or advanced income management, our solution simplifies processes and improves tenant satisfaction.
Designed for the social housing sector, our platform helps you support tenants and meet regulatory requirements while automating key tasks, gaining real-time visibility across your portfolio, and ensuring fast, secure income collection.

Trusted by 60+ housing associations to maximize payment collection and minimize arrears
Your go-to housing association payment software
Payments for every tenant
Multiple payment options including online portals, automated telephone systems, staff-mediated telephone payments, and face-to-face interactions - all branded to your organisation.
Automated reconciliation
Our flagship income management system automatically reconciles income in your housing management and finance systems, saving significant staff time and reducing manual errors.
Seamless integration
Our solution integrates smoothly with existing housing management systems. We provide comprehensive training and ongoing support for hassle-free implementation.
Get paid faster
Get paid faster with funds in 3 days for card payments or immediately with Open Banking. Real-time transaction reporting means you see payments within minutes.
Master income management for housing associations
Our integrated platform gives you complete visibility and control across all income streams. Monitor payments in real time, identify issues early, and automate collection processes for proactive debt management.
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Electronic Direct Debit signup reduces administrative burden
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Immediate transaction visibility across all payment types
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Automated reconciliation
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Advanced identity verification and fraud protection
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PCI DSS Level 1 and ISO 27001 certified security

Access PaySuite is a proud supplier of Procurement for Housing
As a trusted PfH Electronic Payment Services framework supplier, we meet strict standards for security, innovation and value, giving you confidence in our independently vetted solution.

All your payment solutions in one place
Join housing associations already saving thousands
£200,000 reduction in rental arrears in just one year - that's what Karbon Homes achieved with Access PaySuite. Managing 34,000 properties across Northeast England and Yorkshire, they transformed their complex payment processes while boosting tenant satisfaction and operational efficiency.
Transform Housing Payments: Faster funds, minimal admin
Managing payments in social housing shouldn’t be slow, manual, or complicated. With Access PaySuite, you can move beyond outdated systems and deliver a seamless experience for both your team and your tenants.
Feature |
Access PaySuite |
Traditional providers |
Faster payments |
Immediate with Open Banking; 3 days for card payments |
8+ days to receive funds |
Real-time reporting |
Know about payments within minutes |
Next-day reporting |
Simpler for tenants |
Use familiar 5–8 digit tenancy references |
Complex 16–19 digit codes for online and telephone payments |
Automated reconciliation |
Automation saves significant staff time |
Manual processes with limited automation |
Electronic DD signup |
Tenants set up Direct Debits themselves |
Manual staff setup required |
No amendment charges |
No charges for Direct Debit changes |
Charges for every amendment |
Flexible arrears management |
Fully bespoke payment schedules |
Basic, inflexible alternatives |
Digital payment cards |
Instantly created and replaced digital cards |
Physical cards are costly, slow to replace, and go to landfill |
Smart mobile payments |
In-person referenced and miscellaneous payments via mobile device |
No comparable mobile solution |
Secure telephone payments |
4 secure methods, including Open Banking, that keep staff away from card data |
Limited options, often involve handling sensitive card information |
Improve your housing operations
with secure, automated payments.
FAQs
What is Access PaySuite’s housing payment solution?
Access PaySuite provides an end-to-end payment platform tailored for housing associations and local authorities. It supports Direct Debit, open banking, online, phone, and in-person payments, offering full visibility and control over tenant transactions.
How does Access PaySuite help reduce rent arrears?
Access PaySuite uses predictive analytics and workflows to identify at-risk tenants, automate engagement, and create custom payment plans, significantly reducing arrears across housing portfolios.
How do tenants pay with Access PaySuite?
Our payment software enables tenants to pay through various methods including Direct Debit, online portals, mobile apps, automated telephone systems, and staff-mediated telephone payments. Tenants use their familiar tenancy reference number through your branded payment portal, making the process simple and accessible.
How does payment software help housing associations manage arrears?
Our comprehensive income management platform provides real-time visibility of all payments, automated reconciliation through S-Cloud, and flexible repayment scheduling. We offer tools specifically designed for arrears management, including bespoke payment plans that tenants can realistically maintain.
Is Access PaySuite suitable for UK housing associations?
Yes. Access PaySuite is built for the UK social housing sector, with full integration into existing housing management systems, compliance with sector regulations, and support for Government-backed frameworks like PfH.
What makes Access PaySuite different from other housing payment providers?
- Deep integration with housing platforms
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Flexible, inclusive payment options
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Real-time reporting and arrears insights
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Proven results in reducing arrears and boosting compliance